Chief Risk Officer
Cashberry (Ukraine, Vietnam) (PDL, online loans)
04.2017 − 08.2024 (7 років 4 місяці)
- decision-making system from scratch
- process automation (99.5% of decisions were made automatically)
- scoring cards
- anti-fraud system
- verification algorithms
- analytics and reporting (BI/DWH)
- portfolio management
Extra:
- high Recovery rates were achieved with proper Approval rate
- low cost of loan approvement was implemented
Expertise:
- CRO in Fintech
- Credit risk
- Anti-Fraud
- Scoring
- AI & ML
- Process automation
- Analytics and reporting
- Python / SQL
Є рекомендації з даного місця роботи
Investor at stock market
03.2014 − 08.2024 (10 років 5 місяців)
Head of Retail Credit Risk Management Department
VTB Bank (Ukraine) (Banking)
07.2007 − 02.2014 (6 років 7 місяців)
- retail loans and SME
- credit policy and methodology
- decision-making system
- process automation
- scoring cards / anti-fraud system / verification center
- analytics and reporting
Є рекомендації з даного місця роботи
Credit expert
Kontrakt Bank (Ukraine) (Banking)
09.2005 − 05.2006 (7 місяців)
- SME, legal, individuals
- business analysis
- credit plan preparation and approval
- non-repayment loans control and risk assessment
Head of microcredit sector
02.2003 − 08.2005 (2 роки 6 місяців)
- SME EBRD expert
- business analysis
- credit plan preparation and approval
- non-repayment loans control and risk assessment
- business plan implementation
- personal limit for a loans approval (EBRD)